Privacy Policy — Rich Babe App

Effective Date: 12/01/2025
Last Updated: 01/23/2025

This Privacy Policy explains how Rich Babe (“Rich Babe,” “we,” “us,” or “our”) collects, uses, discloses, and protects information when you use the Rich Babe mobile application and related services (collectively, the “App” or “Services”).

By using the App, you agree to the practices described in this Privacy Policy.

1) Information We Collect

We collect information in the following ways:

A. Information you provide to us

  • Account information: name, email address, username, password (or authentication token).

  • Profile information (optional): photo, bio, preferences, demographic info you choose to share.

  • Financial feature inputs (optional): budgeting entries, savings goals, milestone tracking, calculator inputs, credit-related notes you enter.

    • Important: We do not need or request your full bank login credentials. If we ever offer bank linking, it will be through a third-party provider and governed by their terms.

  • Communications: messages you send to support, feedback, survey responses.

  • Community/Hustle Lab content: posts, comments, uploads, reactions, and any content you share in forums or groups (if available in your version of the App).

B. Information collected automatically

  • Device and app data: device type, operating system, app version, device identifiers (e.g., advertising ID), language, time zone.

  • Usage data: screens viewed, features used, session duration, clicks/taps, crash logs, performance data.

  • Approximate location: derived from IP address (not precise GPS unless you grant permission).

C. Information from third parties (if applicable)

  • Payment processors: if you subscribe or purchase, our payment partners provide transaction confirmation and limited billing details (we do not receive full credit card numbers).

  • Analytics and marketing partners: may provide aggregated insights and attribution data.

  • Social sign-in providers: if you sign in via a third party, we receive basic profile information consistent with your settings.

2) How We Use Information

We use information to:

  • Provide, operate, and maintain the App and its features (including Hustle Lab, savings milestones, calculators, and related tools).

  • Create and manage accounts, authenticate users, and secure the App.

  • Process purchases and subscriptions, and prevent fraudulent transactions.

  • Personalize your experience (e.g., remembering settings, showing relevant content).

  • Send service-related messages (e.g., account notices, receipts, security alerts).

  • Send optional marketing messages (you can opt out).

  • Analyze and improve App performance, troubleshoot issues, and develop new features.

  • Enforce our Terms, comply with law, and protect rights, safety, and integrity.

3) How We Share Information

We may share information:

  • With service providers who help us run the App (e.g., hosting, analytics, customer support, messaging/push notifications, payment processing). They may access information only to perform services for us and must protect it.

  • With payment processors to complete transactions and subscriptions.

  • With legal authorities if required by law or to respond to lawful requests, protect safety, investigate fraud, or enforce our policies.

  • In business transfers if we are involved in a merger, acquisition, financing, reorganization, bankruptcy, or sale of assets (your information may be transferred as part of that transaction).

  • With your consent or at your direction.

We do not sell your personal information for money. Some privacy laws define “sale” or “sharing” broadly (e.g., for targeted advertising). Where applicable, you may have the right to opt out of certain advertising-related data uses (see Section 8).

4) Cookies, SDKs, and Similar Technologies

We and our partners may use cookies, mobile SDKs, pixels, and similar technologies to:

  • Remember preferences

  • Enable core functionality

  • Understand usage and improve performance

  • Measure marketing effectiveness

  • Help deliver relevant ads (where permitted)

You can limit certain tracking through your device settings (e.g., limiting ad tracking on iOS/Android) and by adjusting in-app preferences where available.

5) Push Notifications and Communications

If you enable push notifications, we may send alerts about:

  • App updates and reminders

  • Savings milestones or goal-related nudges (if you opt in)

  • Community activity (if applicable)

You can disable push notifications at any time through your device settings.

6) Data Retention

We retain personal information for as long as necessary to:

  • Provide the Services

  • Comply with legal obligations

  • Resolve disputes

  • Enforce agreements

You may request deletion as described in Section 8. Some information may be retained longer where required by law or for legitimate business purposes (e.g., security, fraud prevention, financial recordkeeping).

7) Security

We use administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is 100% secure. You are responsible for maintaining the confidentiality of your login credentials and using the App in a secure manner.

8) Your Privacy Rights and Choices

Depending on where you live, you may have rights such as:

  • Access: request a copy of the personal information we have about you.

  • Correction: ask us to correct inaccurate information.

  • Deletion: request deletion of your personal information.

  • Opt-out of marketing: unsubscribe from promotional emails using the link in the email.

  • Opt-out of certain targeted advertising: where applicable, you can request to opt out of “sharing” for cross-context behavioral advertising.

To exercise rights, contact us at: [your support email] with the subject line “Privacy Request.”
We may verify your identity before completing your request.

9) Children’s Privacy

The App is not intended for children under 13 (or the minimum age required in your jurisdiction), and we do not knowingly collect personal information from children. If you believe a child has provided personal information, contact us so we can take appropriate action.

10) International Users

If you access the App from outside the United States, your information may be processed and stored in the United States or other countries where we or our service providers operate. These locations may have data protection laws different from your jurisdiction.

11) Third-Party Links and Services

The App may include links to third-party websites or services. Their privacy practices are governed by their own policies, not this Privacy Policy. We encourage you to review third-party policies before providing information.

12) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you through the App or by other appropriate means. The “Last Updated” date shows when this Policy was last revised.

13) Contact Us

If you have questions or requests regarding privacy, contact:

Rich Babe
Email: admin@richbabe.net

Mailing Address:

Rich Babe Headquarters 600 W Peachtree St NW
Ste 1700 PMB 246
Atlanta, GA 30308